AT InsureAnts HQ, we don’t believe in cutting corners. When looking for very cheap car insurance quotes, it can be tempting to go for the bargain basement price. After all, these are tough times and any saving that can be made is crucial.
We know you want to save money on your car insurance, hey, that’s why you’re here, isn’t it? (Yes, I know the ants are pretty cute too). But if you are looking for quality cover that’s cheap as chips, make sure you at least get a bit of ketchup with it too.
Going for the cheapest policy can often be a false economy as you could end up paying more in the long run. Very, very cheap car insurance can often only offer you minimal cover and be quite limited when you need it most.
Cheap car insurance – other ways to cut the costs
Get your motor running
If you have not already bought the car you are insuring, think hard about what to go for. Large 4X4s or sports car can cost you a lot more to cover. The smaller the engine and the more economical the fuel consumption, the better chance you have of getting a great deal.
This doesn’t mean you have to drive a small, one-litre milk cart and be the laughing stock of all your friends. If you do your research, you can strike the right balance between performance and economy.
The excess tightrope
You can increase the excess on your policy to see how much this would save you. But, it is a bit of balancing act. If you go for a bigger excess, you’ll save on your premium, but will pay out far more in the event of a claim.
A lower excess will see you fork out more initially, but will cushion the blow of making an expensive claim.
When trying to get tye very chapest car insurance online, try experimenting with some of the details. Now, we’re not advocating you tell porkies, but if there is more than one way to describe your job, try those various titles when filling out a form. For example, a ‘web designer’ could also be called a ‘computer programmer’. Different jobs can mean different premiums, so it’s worth trying.
How many miles?
Get your mileage right when applying for cover. If you only drive 6,000 miles a year, don’t get a quote for driving 10,000 miles. A few thousand miles here or there will make a difference, so be accurate.
Compare, compare, go compare!
Insurers will often throw you out a lazy renewal quote that you’d be mad to accept before comparing the market. You’ll often find your renewal quote can be beaten, and if you go back to your current provider with the raft of great deals we provide you with, you may find that renewal quote magically shrinking.
Safe and saving
Keeping your car safe means you’ll save money – but only if you tell your provider. Keep it in a driveway or garage and if there aren’t already security features on the car, consider getting some fitted – it’ll save you in the long run.
Also, drive safely – a nice, clean driving licence is just what insurers love to see.
So don’t cut corners, get a quote from the best comparison site on the web and start saving. You can also call a friendly UK-based team on 0800 479 2821*.