Get our help in finding affordable cover
Cheap car insurance for younger drivers – you may think it’s as rare as somebody not having a mobile or one of your mates not being on Facebook. But, as they say on X-Files (you’re probably too young to remember that), the truth is out there.
Brillly Ant loves a challenge and finding a really great deal for a young driver is as tough as they come – that and sitting next to GrAnt on a Monday morning after his weekly Sunday night Madras…
A lot of things affect the price, not just your age. It’s all about experience. Ok, so an older driver is always going to have that over a younger driver, but he is also more likely to have racked up the odd claim or a few penalty points.
But it’s not just always about the driver. Insurers always look at the car and its engine capacity. A lot of 17-21 year old males, or boy-racers as we are obliged to call them now, like sporty flashy motors.
Yes, you probably thought it would be a good idea to soup up that Vauxhall Nova, but you’ve probably just slapped another few hundred quid onto your premium. So please think about that before sticking bits of fibre glass and neons on your car and if you still need more reason not to do this, check out the BarryBoys site!
Tips for young drivers
First-time drivers can’t avail of things like no claims bonuses or other discounts and, unfortunately, the reputation of some young drivers and their likelihood of speeding or being involved in an accident drives the price up for everyone. There is however, a few things young drivers can do to keep the premiums down.
Choosing the right car and driving it sensibly is a good start. A 1 or 1.2 litre engine will do just fine and will keep you in the low bracket for your premiums. Get a good few years driving under your belt before your splash out on anything bigger.
You can also enroll in an advanced driving course. This may seem a bit lame and cost a bit at the time, but it’s estimated it could save you up to 20% on your premium. It’ll also teach you some useful tips about good driving.
There are other programs you can get involved in which will offer you discounts on your premium. Just ask your insurer what’s available to you – it shows them that you are keen to act responsibly too.
Our InsureAnts scour a huge chunk of the market, so they know how tough it is to find cheap car insurance for young people. But, with our experience in the industry, we also know it’s not impossible.
Some insurers even specialise in insurance for younger drivers and have specific policies geared towards them. They may be keen to help you out, especially if other family members have taken out a policy with them.
Don’t despair, cheaper cover is out there for younger drivers. Just fill in our quote form or call our experienced UK-based team on 0800 479 2821*.