Tenants – Don’t Forget Home Contents Insurance
YOU may not own the house you live in, but it is home to you and the last thing you want is anything to happen to it or your possessions.
BrillyAnt and the InsureAnts are pretty good a hawking stuff around on their backs. They’re also not too shabby when it comes to finding you the best deal on home and contents insurance, whether you’re a homeowner or a tenant.
If you are renting a house or flat, you will need to insure your personal belongings against theft, fire or accidental damage.
The best way to make sure you have the right cover (apart from comparing home insurance on www.InsureAnts.co.uk) is to talk to your landlord about what you need insured and what is already covered by the existing buildings insurance.
As the homeowner, your landlord will have taken out the necessary buildings insurance. This will protect the structure of the house. You will then need to take out tenants insurance to protect your personal belongings and other items which can be moved from house to house. These may include carpets, curtains, large appliances and washing machines.
This will not only keep your possessions safe, but it will give your landlord peace of mind knowing that everything inside and outside of the house or flat is covered. If you don’t have these things covered, you may find the landlord will deduct the cost of them from your deposit if they are damaged.
Home Contents Insurance – be specific
When taking out contents insurance, you should be make a list of all the items you want to protect. Go through each room and note down everything and its value. If there is anything of a specific value you want to protect, like expensive jewellery or memorabilia, be sure to tell your insurer. You may need to provide a receipt or valuation certificate.
Make sure you take out new for old cover so that anything lost, stolen or damaged beyond repair can be replaced with a new item. Whatever the value of your contents, from as little as £200 to as much £4000, we will find the right cover for you.
Some policies will protect you against the loss of a key and cover you if you are out of the property for up to 30 days.
When you compare home and contents insurance at InsureAnts.co.uk, you’ll find a wide range of options, and cover that is tailored to your needs and to suit all budgets.
You can extend your insurance to include public liability which will protect any visitors to your house or flat should they get injured or if their possession are lost damaged while there.
So stick the kettle on, get yourself a nice brew and go to www.InsureAnts.co.uk and let BrillyAnt and the team find you the best deal on home and contents insurance. You can also speak to our friendly team by calling the Antline on 0800 479 2821*.
